Privacy Policy

1. Overview

This Privacy Policy describes how we handle information when you use PresentValueCalculator.net. Our calculators run in your browser; values you enter are not sent to our servers unless we add features that do so in the future (this policy would be updated accordingly).

2. Information We Collect

• Usage data: Standard server or analytics logs may include IP address, browser type, pages viewed, and timestamps—depending on hosting and whether analytics are enabled.
• Calculator inputs: Numbers you type into the present value tools are processed locally in your browser and are not stored by us as part of the core tool described here.

3. How We Use Information

We use information to operate and improve the site, understand aggregate usage, maintain security, and comply with legal obligations where applicable.

4. Sharing

We do not sell your personal information. We may use service providers (e.g., hosting, analytics) who process data on our behalf under appropriate agreements.

5. Cookies & Analytics

The site may use cookies or similar technologies if analytics or advertising tools are configured by the operator. You can control cookies through your browser settings.

6. Security

We take reasonable measures to protect information, but no method of transmission over the internet is completely secure.

7. Your Rights

Depending on your location, you may have rights to access, correct, delete, or restrict processing of personal data. Contact us using the details below to exercise applicable rights.

8. Children's Privacy

The service is not directed at children under 13, and we do not knowingly collect personal information from them.

9. Changes

We may update this Privacy Policy from time to time. The revised version will be posted on this page.

10. Contact

For privacy-related questions, reach us via the contact page.

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