Terms of Service

1. Acceptance

By accessing or using PresentValueCalculator.net (“Service”), you agree to these Terms of Service. If you do not agree, do not use the Service.

2. The Service

The Service provides informational tools, including present value estimates based on the inputs you supply. It is offered for convenience and general education only.

3. Not Financial Advice

Nothing on this site is financial, legal, or tax advice. Calculations are estimates; actual terms, taxes, fees, and market conditions may differ. Confirm important decisions with a qualified professional.

4. Intellectual Property

Content, layout, and branding on this site are owned by the site operator or used with permission. You may not copy or redistribute materials for commercial use without prior written consent.

5. Limitation of Liability

The Service is provided “as is” without warranties of any kind. To the fullest extent permitted by law, we are not liable for any loss or damage arising from use of or reliance on the calculators or other content.

6. Changes

We may update these Terms from time to time. Continued use after changes constitutes acceptance of the revised Terms.

7. Contact

For questions about these Terms, reach us via the contact page.

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